Home Affordability  
Shopping for a home can be a very exciting time. But before you begin evaluating neighborhoods and housing options, you’ll need to know just how much you can afford to spend. This calculator is designed to give you an estimate of the amount of financing you can expect to get when you begin house hunting.
     

1. What is your current annual pre-tax income?
(Include all sources of income, including salary, interest, dividends, etc.)

$

2a. What are your monthly long-term obligations?
Monthly auto loan payments:

$

2b.Monthly credit card payments:

$

2c. Monthly association fees/dues:

$

2d. Monthly spousal/child-support payments:

$

2e. Other monthly obligations:

$

3. What would the interest rate be on your mortgage?

%

4. What would the term (length) of the loan be (in years)?

5. How much money do you have available for the down payment?

$
 
   
   
Kevin W. Conroy CFP ®
1200 South College Ave Suite 210 • Fort Collins , CO • 80524
Phone: 970-226-2983 • Fax: 970-223-7391
www.iraspecialist.com • kevin@iraspecialist.com
Phone: 1-800-776-4257

Securities offered through: Linsco/Private Ledger Member FINRA, SIPC and a Registered Investment Advisor. Retirement Funding Specialists and Linsco/Private Ledger are separate and unrelated companies. Linsco/Private Ledger does not provide tax or legal advice.

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